Zero Percent APR Credit Cards

Zero Percent APR Credit Cards with Cashback features


Does it get better than zero percent!  0% APR Credit Cards are a must if you are going to make that big purchase with a new card and especially when transferring a balance from one card to the next.  Some zero percent APR credit cards also have rewards with them to increase your bonus.  Important, make a note of the expiration date of the Zero percent bonus.  After the expiration date, these credit cards can convert to a high APR.


»By clicking on the cards below you will be forwarded to the issuers Secure application form.


Blue Cash EverydaySM from American Express


Click on the card to Apply

  • 0% intro APR on purchases for 12 months, flexibility to pay over time
  • Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of card membership
  • Get a $25 Referral Bonus for each friend or family member who is approved for the Card
  • Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
  • NO spend minimum, NO enrollment, and NO rotating rewards categories
  • No annual fee, flexibility to pay over time

Credit Needed: Excellent Credit*

 

Discover® More Card


Click on the Card to Apply

  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
  • Limited Time Holiday Offer – $150 Cash back Bonus when you spend $1,000 in the first 90 days*
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 11.99% – 20.99%*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Credit Needed: Excellent*


Discover® Motiva Card


Click on the Card to Apply

 

  • Earn Cashback Bonus® for your good credit management
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 11.99% – 20.99%*
  • Up to 20% Cash back Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Credit Needed: Excellent*

 

Discover® More Card – 18 Month Promotional Balance Transfer


Click on the Card to Apply

  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 11.99% – 20.99%*
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 11.99% – 20.99%*
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
  • Discover is ranked #1 in customer loyalty–15 years in row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Credit Needed: Excellent*

 

Discover® More Card – $150 Cashback Bonus with $1,000 in purchases in the first 90 Days


Click on the Card to Apply

  • $150 Cashback bonus when you spend $1000 within 90 days
  • 5% Cashback bonus in select categories throughout the year
  • 0% Intro APR for purchases and balance transfers for first 6 months
  •  Receive up to a 20% Cashback bonus at select retailers via the Discover website
  •  No annual fee, no rewards redemption fee, no additional card user fee


Escape by Discover® Card


Click on the Card to Apply

 

  • Earn up to $250 in travel rewards–1,000 Bonus miles every month you make a purchase for the first 25 months
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% – 16.99%*
  • Double Miles on every $1 you spend
  • No restrictions on travel–fly on any airline, book any hotel or car, with no blackout dates
  • Flexible redemption options like travel credits, merchandise, gift cards or cash
  • Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
  • Discover is ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • *Click apply to view rates, fees, rewards, limitations and other important information

Credit Needed: Excellent*


Miles by Discover® Card


  Click on the card to Apply

  • Earn up to $120 in travel rewards–1,000 Bonus miles every month you make a purchase for the first year
  • 1 Mile on every $1 you spend – Plus flexible redemption options like travel credits, merchandise, gift cards or cash
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% – 16.99%*
  • No restrictions on travel–fly on any airline, book any hotel or car, with no blackout dates
  • Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
  • Discover is ranked 1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

 

  Discover® Open Road Card – $150 Restaurant.com Gift Certificate

 

Click on the card to Apply

  • 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 11.99% – 20.99%*
  • Receive a $150 Restaurant.com Gift Certificate with first purchase
  • 2% automatically at any gas station and any restaurant all year long*
  • Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Discover is ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Credit Needed: Excellent*

»By clicking on the cards below you will be forwarded to the issuers Secure application form.



Horizon Gold Credit Card

Horizon Gold Card

About Horizon Gold Credit Card

  • $500 Merchandise Limit (see site for details)
  • Guaranteed Approval
  • No Credit Check
  • Fast Online Approval
  • No Employment Check
  • Reports to Major Bureau
  • Always % 0.0 APR
  • Not only do our members get to use their $500 unsecured line of credit in the Horizon Outlet – They get an unmatched benefits package that includes unlimited access to credit score, pharmacy discounts, legal assistance and a roadside assistance program.
  • Arguably one of the best benefits of the Horizon Gold Card is the opportunity for members’ to boost their credit score on a monthly basis. As long as Horizon Gold members make monthly on-time payments for their Horizon Outlet products and services, payment actions are reported to a major credit bureau which can improve credit scores!
  • Members are guaranteed to receive our Horizon Gold Card with an initial $500 credit limit provided they are 18 years of age or older, a legal U.S. resident and have furnished accurate identity and application information.



*The information presented on this site is made without warranty or guarantee of approval.  Although reasonable efforts have been made to maintain the accuracy of information given, you should review the terms and conditions presented on the issuer’s website.  You can view the details of each program and terms and conditions, by clicking any credit card image on this site and navigating to terms and conditions.

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