Rewards Credit Card with great benefits

What is a rewards credit card?  For those of you who don’t know, these are credit cards that give you the consumer a reward for using an issuer’s credit card.  For example, if you have a Travel credit card, you could receive points that would go towards a plane ticket or a hotel room.  The amount of points you get are determined by how many dollars the issuer requires you to spend with their credit card to earn their points.  Rewards credit cards can offer a wide range of rewards to give back to you the consumer like car rentals, gifts certificates, merchandise, and much more.  Here are some real true story examples that have worked well for people that I know.  A relative of mine has a credit card that gave her reward points that could be used towards massages at a spa.  Now it just so happens that this person would like to get messages at least once a month to improve her circulation for medical reasons and now she doesn’t have to pay anything for the massage except for possibly the tip.  Now this person was already using the card not knowing anything about the rewards and she accumulated a high amount of points.  These points would have been worthless to her if she didn’t find something that she could use and it just so happened that the massage was the only item/service that she wanted to use with that particular rewards credit card.

Here is another real true story of someone who deliberately chose his rewards credit card to get and item that he wanted.  I met a man during a business transaction that was wearing two Rolex presidential watches on both hands and yes I did type “two”.  His watches were purchased for over 15k each using rewards points from his American Express rewards card.  This man said that he uses this card for all of his business expenses and he accumulates an enormous amount of points every month.  He said he wanted to buy a Rolex watch but couldn’t justify in his mind spending the money and now he has two.  I wanted to ask how much was spent with the rewards card to reap that type of benefit but I didn’t.  His rewards credit card gave him back over 30k.  What a nice reward!

»By clicking on the cards below you will be forwarded to the issuers Secure application form.

TrueEarnings® Business Card from Costco and American Express

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• 0% introductory APR on purchases for the first 6 months
• Get cash back- 4% for annual gasoline purchases of up to $6,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
• No annual fee with your paid Costco Membership
• Flexible payments—pay in full or over time

Credit Needed: Excellent Credit*

American Express(R) Premier Rewards Gold Card

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• Get approved in 60-seconds.
• Membership Rewards® bonus: 15K points, redeemable for select gift cards valued at $150, when you spend $1,000 in your first three months of card membership
• Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
• Introductory annual fee of $0 for the first year, then $175
• Exclusive access to Gold Card Destinations and events- Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events

Credit Needed: Excellent Credit*

The NEW Business Gold Rewards Card(R) from American Express OPEN

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• $0 introductory annual fee for the first year, then $175Limited Time Offer
•  Earn 50,000 Membership Rewards® Bonus Points when you spend $10,000 in the first 5 months of Card membership
• Earn points even faster to get more rewards for your business
• 3X points on airfare, 2X points on advertising, gas, and shipping, 1X points on everything else*
• One million rewards from over 500 brands
• Unlimited Rewards Potential- there is no limit to the number of points you can earn and points do not expire
• 24/7 support for everything from identity theft to travel emergencies
• Get unlimited Additional Gold Cards for an additional annual membership fee of $50- and this fee is waived for the first year

Credit Needed: Excellent Credit*

Escape by Discover® Card

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• Earn up to $250 in travel rewards–1,000 Bonus miles every month you make a purchase for the first 25 months
• 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% – 16.99%*
• Double Miles on every $1 you spend
• No restrictions on travel–fly on any airline, book any hotel or car, with no blackout dates
• Flexible redemption options like travel credits, merchandise, gift cards or cash
• Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
• Discover is ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
• *Click apply to view rates, fees, rewards, limitations and other important information

Credit Needed: Excellent*

Miles by Discover® Card

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• Earn up to $120 in travel rewards–1,000 Bonus miles every month you make a purchase for the first year
• 1 Mile on every $1 you spend – Plus flexible redemption options like travel credits, merchandise, gift cards or cash
• 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% – 16.99%*
• No restrictions on travel–fly on any airline, book any hotel or car, with no blackout dates
• Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
• Discover is ranked 1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
• Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
• *Click apply to view rates, fees, rewards, limitations and other important information

  Discover® Open Road Card – $150 Restaurant.com Gift Certificate

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• Receive a $150 Restaurant.com Gift Certificate with first purchase
• 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99%- 20.99%*
• 2% automatically at gas stations and restaurants all year long*
• Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
• Discover is ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
• 24/7 access to a U.S.-based Account Manager within 60 seconds
• Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
• *Click apply to view rates, fees, rewards, limitations and other important information

*The information presented on this site is made without warranty or guarantee of approval.  Although reasonable efforts have been made to maintain the accuracy of information given, you should review the terms and conditions presented on the issuer’s website.  You can view the details of each program and terms and conditions, by clicking any credit card image on this site and navigating to terms and conditions.