Prepaid Credit Cards are becoming more popular since our economy took a huge turn for the worst a few years back. Here are a few benefits to owning a prepaid credit card. The first benefit is you cannot spend beyond your limit because you are the one providing the money to be loaded on the card, not the merchant. For those of us who have a hard time spending only what we can afford, this is a fail safe feature. This benefit makes this card great for parents wanting to give teenagers a credit card that cannot be maxed out on debt. Another benefit is using this card like a bank account. You can use these cards virtually anywhere to pay for anything if the business accepts a credit card. Instead of depositing your money in the bank to pay bills and getting charged a lot of frivolous fees, you can put the money on your card and pay with the card. There is a possible benefit as well, which is to get a better credit rating over time using these cards but I prefer Secure Credit Cards for this purpose based on my own personal experience which I discuss in the Secure Credit Card section.
»By clicking on the cards below you will be forwarded to the issuers Secure application form.
YAP™ MasterCard Prepaid Card
Click on the card to Apply
- Send and Receive Money Securely With Your Mobile Phone
- FREE MasterCard Prepaid Card & FREE Shipping
- FREE Instant Virtual Card ? Shop Online Today!
- FREE Direct Deposit
- FREE Unlimited Purchase/ Signature Transactions
- FREE Check Your Balance With a Text Message
- $0 Activation Fee
- $0 First Monthly Fee ? Try it For FREE
Mango™ Prepaid Debit Card
Click on the card to Apply
- FREE Direct Deposit + Get $20 Signup Bonus
- FREE MasterCard Prepaid Card Signup & FREE Shipping
- Earn High Savings Interest Rate!
- No fee Domestic Purchase/Signature Transactions
- Pay your Bills in minutes from your online account
- Instant Virtual Card – Shop Online Today
- No Fee to Check Your Balance With a Text Message
- Wireless Alerts when your card is swiped
The Prepaid Visa® Rush Card
Also click here to get your Russell Simmons BabyPhat RUSHCARD – Get yours NOW/>
About RushCard:
Created by Russell Simmons in 2003, the RushCard and BabyPhat RushCard were designed to give everyone access to mainstream financial services. RushCard is offered to the 40+ million U.S. consumers who do not have established credit or traditional banking relationships.
RushCard gives consumers an alternative to “traditional” checking accounts and access to convenient money management, including:
- Online Bill Pay
- FREE Paycheck, Benefits check, Tax refund Direct Deposit
- FREE Credit Builder
- FREE Account Text Alerts
- FREE Interactive Money Management Interface
RushCard customers reported on average they saved $396 per year with RushCard’s online interactive Money Management features. RushCard members save on average another $312 per year when no longer forced to visit expensive check cashing stores to get access to their paychecks, buy money orders or wire money to pay their bills.
Silver Prepaid MasterCard
About Silver Prepaid MasterCard
|
Vision Premier Prepaid Visa
Free Direct Deposit
About Vision Premier Prepaid Visa
- Our program provides a bank alternative to the millions of users who are tired of paying overdraft fees or do not have a bank account.
- We help cash paying individuals avoid check cashing fee’s and help them get their money quicker using direct deposit.
- Our direct deposit can make getting your company, social security, disability check directly to your card quicker.
- Our Visa card is also protected by Visa Zero Liability fraud protection so users can rest assure knowing they can shop online without worry as well as get cash from any ATM machine with the Visa Ready Link or STAR brand logo.
- Want to Direct Deposit paychecks or government benefits check to a prepaid card, the Vision Premier® Visa® Prepaid Card is the best card for you. Vision Premier is stress free.
- No customer service fees and no bank account needed. It’s prepaid, so you spend only what’s on your card. There’s no credit check, no debt, no interest and no overdraft fees.
- With FREE Direct Deposit, your pay or benefits checks arrive faster each payday. Use it everywhere Visa debit cards are accepted – grocery stores, restaurants, retail stores, gas stations, shop online, pay bills and more. Adding cash is quick and easy at more than 100,000 retail locations, and you can track spending with FREE text and email alerts and 24/7 online access.
- Features: Only 3 fees total with Direct Deposit No credit check, no debt, no interest, no overdraft fees Free unlimited purchases – signature and PIN Free customer service Free Direct Deposit: Get paychecks, benefits and tax refunds faster Pay bills for free Safer than cash if lost or stolen Accepted everywhere Visa debit cards are accepted
Account Now Prepaid Visa
About Account Now Prepaid Visa
Our money saving offers give consumers an alternative to “traditional” checking accounts and access to the financial and payment systems, including:
- Debit MasterCard or Prepaid Visa
- FREE Paycheck Direct Deposit
- FREE Online Bill Pay
- FDIC Insured Deposits
BuyRIGHT Pre-Paid MasterCard®
Click on the card to Apply
- No credit check, 100% approved*
- Guaranteed Rewards – you can pick iTunes, RedBox, Cash, Starbucks and More
- Special Reload Offer – Receive a Credit of the Green Dot MoneyPak® fee the first time you try it.*
- Free Direct Deposit, Online bill pay, Earn rewards.
- No bounced check fees or overdraft fees – ever!
- Travel, rent cars, reserve hotels, shop online safely.
- Unbelievable customer service.
AccountNow® Prepaid MasterCard®
Click on the card to Apply
- 100% Guaranteed Approval
- $25 dollar BONUS for signing up for direct deposits
- No minimum balance or overdraft fees
- Reloadable card balance up to $10,000 dollars
- Free online bill payment services
- Free direct deposit setup
Wired Plastic® Prepaid Visa® Card
Click on the card to Apply
*The information presented on this site is made without warranty or guarantee of approval. Although reasonable efforts have been made to maintain the accuracy of information given, you should review the terms and conditions presented on the issuer’s website. You can view the details of each program and terms and conditions, by clicking any credit card image on this site and navigating to terms and conditions.
Superb post, thank you for putting this together. I’ll be keeping this in mind before I next use my Vanquis Credit Card.
Awesome post thank you for putting this together. I’ll be considering before I next use my Vanquis Credit Card.
I must say this is a great article i enjoyed reading it keep the good work